Do You Have To Have Magnetic Ink To Print Checks?
However, the magnetic ink has always been legally required on the check as a payment instrument and that requirement still exists today. According to the Federal Reserve and the Accredited Standards Committee X9 (for financial industry standards), in order for a check to be treated as a cash item, it must contain MICR.
Can I print a check without MICR ink?
Yes, an eCheck will still work without MICR ink. Even though the codeline is printed in regular printer toner, your bank is still able to capture an image of the check and send it to the automated clearing house to request funds from the issuing account.
Will this eCheck work without magnetic ink (aka MICR ink)?
Can you print a check with regular ink?
Yes, technically, but the bank will hate you when you go to cash it. The magnetic ink allows them to run it through their machine. If you print with regular ink, they have to type in the account number (they are the bank, so they don't need to type in the routing number). But basically, a check is an IOU.
Can I print my own checks on a regular paper? - Quora
Do all checks need magnetic ink?
Only the MICR line of a check must be printed in magnetic ink. The rest of the information on the check, such as the date, the payee name, and the amount, can be printed in regular, non-magnetic ink.
Frequently Asked Questions about Check 21 - Federal Reserve Board
Do you need special ink to print your own checks?
The only requirement is that the printer is compatible with the magnetic ink used to print the MICR code. ... Then you can just drop the pre-printed checks into your own printer to add the payee, date, amount, and any memos. With this approach, you don't need to deal with special ink or download the MICR font.
See What You Need Before You Print Your Own Checks - The ...