Can I Print A Check Without MICR Ink?
Only the MICR line of a check must be printed in magnetic ink. The rest of the information on the check, such as the date, the payee name, and the amount, can be printed in regular, non-magnetic ink.
Can you print a check with regular ink?
Yes, technically, but the bank will hate you when you go to cash it. The magnetic ink allows them to run it through their machine. If you print with regular ink, they have to type in the account number (they are the bank, so they don't need to type in the routing number). But basically, a check is an IOU.
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Do you have to have magnetic ink to print checks?
However, the magnetic ink has always been legally required on the check as a payment instrument and that requirement still exists today. According to the Federal Reserve and the Accredited Standards Committee X9 (for financial industry standards), in order for a check to be treated as a cash item, it must contain MICR.
Why MICR Code is Required | Source Technologies
Is MICR ink required on checks?
MICR ink is still required for printing machine-readable code lines along the bottom of checks. MICR, short for Magnetic Ink Character Recognition, is a core characteristic of the check and allows the data in the code line on the bottom to be captured magnetically and/or optically.
Standards Advisory: Magnetic Ink Still Required on Checks
What happens if I print a check without MICR ink?
If a check is printed with non-MICR (regular) ink or toner, the reader/sorter will reject the check, creating manual processes for the bank to process the check, and cause the company that printed the check/document to be charged with rejection fees.
What's the Difference Between MICR Ink and MICR Toner?