Why Would A Cashier's Check Be Put On Hold?
Generally, cashier's checks must be made available by the next business day. However, because of the number of fraudulent and counterfeit checks now being passed, credit unions are beginning to place an extended hold on cashier's checks.
Can a cashiers check be seized?
But if you have a cashier's check issued and the question is once issued can the funds be take from the account the answer is no.
Can cashiers checks be garnished? - Legal Answers - Avvo
How long can a bank hold a cashier's check?
Also, according to Regulation CC (Reg CC) of the Federal Reserve, cashier's checks are recognized as "guaranteed funds", and amounts under $5,000 are not subject to deposit hold (except in the case of new accounts). The length of a hold varies (2 days to 2 weeks) depending on the bank.
Cashier's check - Wikipedia
Why is my cashier's check on hold?
Banks place holds on checks to make sure that the check payer has the bank funds necessary to clear it. In addition to protecting your bank, a hold can protect you from spending funds from a check that is later returned unpaid. That's important because it could help you avoid accidental overdrafts and related fees.
Why Is the Bank Holding My Check? - Business Insider