đź’ˇ What Credit Score Do You Need For LendingPoint? - Clever.net

What Credit Score Do You Need For LendingPoint?

580 or higher - Minimum credit score: LendingPoint requires a credit score of 580 or higher for their personal loans, according to customer service representatives. Minimum income: You must have an annual income of at least $20,000. Age: You must be at least 18 years old.

Does LendingPoint approve bad credit?

Most notably, LendingPoint offers same-day approval and the possibility of next-day funding for qualified borrowers with fair, or even poor credit — it may approve applicants with a minimum 580 credit score.

LendingPoint Personal Loan Review: Fast Funding for Fair ...

Does LendingPoint do a hard inquiry?

If you select a loan option from us, before final approval we require a “hard inquiry” to verify the information you've provided on the application. This “hard inquiry” will be seen as an inquiry on your credit report. ... At this time, LendingPoint does not offer joint or cosigned loans.

FAQs | LendingPoint