What Credit Score Do You Need For LendingClub?
600 - Pros: Accessible to most borrowers: LendingClub requires a minimum credit score of 600 to qualify. However, the best loan terms will go to borrowers with high incomes and excellent credit scores.
Does LendingClub check credit?
When you check your rate through LendingClub, we use a soft inquiry. We'll only do a hard pull of your credit (which could affect your credit score) once your loan is approved. If your loan application isn't approved, there's no need to worry. Being declined doesn't hurt your credit.
Understanding your credit score - LendingClub
What credit score does LendingPoint use?
Doesn't report payments to all three credit bureaus: LendingPoint reports payments to Experian and TransUnion, but not Equifax.
LendingPoint Personal Loans: 2021 Review - NerdWallet