What Credit Score Do I Need For LendingPoint?
580 or higher - Minimum credit score: LendingPoint requires a credit score of 580 or higher for their personal loans, according to customer service representatives. Minimum income: You must have an annual income of at least $20,000. Age: You must be at least 18 years old.
Does LendingPoint do a hard inquiry?
If you select a loan option from us, before final approval we require a “hard inquiry” to verify the information you've provided on the application. This “hard inquiry” will be seen as an inquiry on your credit report. ... At this time, LendingPoint does not offer joint or cosigned loans.
FAQs | LendingPoint
What credit score do I need to borrow $20000?
What credit score is needed for a $20,000 personal loan? You should have a 640 or higher credit score in order to qualify for a $20,000 personal loan. If you have bad or fair credit you may not qualify for the lowest rates.
Get A $20K Personal Loan with Good or Bad Credit - Acorn Finance