Upstart Loans

Does Upstart approve everyone?

Almost anyone. But different types of borrowers have different options available to them. Rates and loans are largely determined by a borrower's credit history and credit score, limited history and low credit will reduce options and raise rates.

Frequently Asked Questions About Personal Loans - Upstart Blog

How long does it take for Upstart to approve a loan?

The Upstart loan timeline includes around 1 to 14 business days to get approved for an Upstart loan and another 1 to 3 business days to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How long does it take to get money from an Upstart personal loan?

What banks use Upstart?

Partnering with Like-Minded Banks We launched our first bank partnerships with Customers Bank and its BankMobile division. Today, we're pleased to announce that we've signed “Powered by Upstart” agreements with First National Bank of Omaha, First Federal Bank of Kansas City, and Accion Chicago.

Upstart Raises $50M and Announces New Bank Partnerships