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Lendingpoint Reddit

Can you pay off LendingPoint early?

No prepayment penalty: LendingPoint doesn't charge prepayment penalties for extra payments or paying off a loan early.

LendingPoint Personal Loan Reviews 2021 | Credit Karma

Does LendingPoint do a hard inquiry?

If you select a loan option from us, before final approval we require a “hard inquiry” to verify the information you've provided on the application. This “hard inquiry” will be seen as an inquiry on your credit report. ... At this time, LendingPoint does not offer joint or cosigned loans.

FAQs | LendingPointWhy LendingPoint Personal Loans Are LegitHow to Get Money From LendingPoint as Fast as Possible

How long does LendingPoint take to make a decision?

Receive a decision: After submitting your application, you'll likely receive a decision within seconds. If you accept the loan terms and sign the agreement, you could receive the requested funds in as little as one business day.

LendingPoint Personal Loans Review 2021 - Investopedia

What credit score do I need for LendingPoint?

Minimum credit score: LendingPoint requires a credit score of 580 or higher for their personal loans, according to customer service representatives. Minimum income: You must have an annual income of at least $20,000. Age: You must be at least 18 years old.

LendingPoint Review for 2021: Personal Loans for Bad Credit