Is It Possible To Deposit A Check If You Only Have A Photo Of It Emailed To You And Not The Actual Check?
A picture of a check isn't a real check and the bank would not be able to cash it for you, or deposit it. They'd need the real live check with front and back available for their use. It is not possible as the checks will have no legal validity and you will not be able to cash the check.
Can you deposit a check if you have a picture of it?
Mobile check deposit allows you to save time by depositing your checks remotely, no matter where you are or what time of day it is. Instead of making a run to the bank, you can simply snap a picture of the front and back of the check on your smartphone and deposit it using the bank's mobile app.
Mobile Check Deposit: What Everyone Should Know | Bankrate
Can you deposit a check without the physical check?
What is remote check deposit? Remote deposit allows someone to deposit checks to an account without handing over the physical check to the bank. They simply snap a photograph or scan the front and back of a check, then transmit it electronically.
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Can you deposit an emailed picture of a check?
Checks cannot be emailed because that would mean that the check is a copy, not the original, and you will need the original to deposit the check. The bank will in all likelihood view it as fraud if you try to deposit a copy of a check. It's essentially a form of counterfeiting.
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