Does LendingClub Hurt Your Credit?
No, checking your rate and applying for a loan with LendingClub Bank won't affect your credit score. It generates a soft credit inquiry to provide insight into your creditworthiness. You'll see that soft inquiry on your credit report, but others who access your report won't see it.
Does applying for OppLoans affect credit score?
Applying won't affect your credit scores When you apply for a personal loan with OppLoans, the lender doesn't check your credit reports with the three major credit bureaus: Equifax, Experian and TransUnion. Instead, it relies on alternative credit reports from Clarity Services, which is a part of Experian.
OppLoans Personal Loan Reviews 2021 | Credit Karma
Does using LendingClub hurt your credit?
Fill out LendingClub's application form to see what kind of rates you can get for the loan balance you need. This doesn't initiate a hard credit inquiry, which means it won't affect your credit score. If you qualify, completing this rate check will pull up a few loan options.
LendingClub Personal Loans Review 2021
Is the LendingClub legitimate?
Lending Club is legit for both investors and borrowers. This Lending Club review, unlike some others, will review the service from both sides of the deal. Make sure to read about my experience below before you invest or borrow with Lending Club.
Lending Club Reviews for Investors and Borrowers - Is it Right for You?
What credit score is needed to get a loan from LendingClub?
Pros: Accessible to most borrowers: LendingClub requires a minimum credit score of 600 to qualify. However, the best loan terms will go to borrowers with high incomes and excellent credit scores.
LendingClub Personal Loans: 2021 Review - Bankrate.com