Does Lending Club Hurt Your Credit?
No, checking your rate and applying for a loan with LendingClub Bank won't affect your credit score. It generates a soft credit inquiry to provide insight into your creditworthiness. You'll see that soft inquiry on your credit report, but others who access your report won't see it.
Is LendingClub legit and safe?
Lending Club is legit for both investors and borrowers. This Lending Club review, unlike some others, will review the service from both sides of the deal. Make sure to read about my experience below before you invest or borrow with Lending Club.
Lending Club Reviews for Investors and Borrowers - Is it Right for You?
What credit score does LendingClub require?
Pros: Accessible to most borrowers: LendingClub requires a minimum credit score of 600 to qualify. However, the best loan terms will go to borrowers with high incomes and excellent credit scores.
LendingClub Personal Loans: 2021 Review - Bankrate