Can I Deposit A Third-party Check On My Mobile App?
Most banks allow mobile depositing of personal checks, business checks, cashier's checks, and government-issued checks. This includes tax refunds and stimulus checks. Usually, foreign checks, third-party checks, money orders, and traveler's checks are not allowed, but this varies slightly from bank to bank.
Can I deposit a third party check into my account?
Can the bank do this? Generally, yes. This check is considered a third-party check because you are not the check's maker or the payee. A bank sets its own policy whether to accept or reject third-party checks and is not legally required to accept them.
Can the bank refuse to cash an endorsed check?
Can you deposit someone else's check on mobile deposit?
Many banks and credit unions offer mobile check deposits, and you can encourage your friend or family member to use this and then transfer the money directly to you once it is processed.
How to Endorse & Deposit Someone Else's Check